How to write an insurance claim demand letter

Sample Demand Letter - Car Accident - Less Serious Injury

Mention is repeated of a loss that does not have a dollar value but must be compensated anyway. While I was stopped, your insured slammed into the back of my car. The doctor diagnosed a cervical strain, fitted me with a cervical collar, and advised bed rest.

Mention disruptions in sleep and other daily life matters to show that ability to return to work does not end the effects of the injury.

Oliver Simon Ball Date of Loss: Your Insured, Matthew White Claimant: January 13, 20xx Dear Ms. Because of the negligence of your insured, I went through a period of extreme pain and discomfort that lasted for several weeks.

I was headed west on Hornsey Lane and stopped at the stop sign at the intersection with Highgate Hill Road. To get a better understanding of the damages you should be compensated for, see Damages in a Personal Injury Claim.

Describing exactly how you were injured makes it easier for the adjuster to understand the injuries that resulted. Very truly yours, Oliver Simon Ball More Information If your injuries are more serious, see this sample demand letter for more serious injuries.

On Monday of the next week I returned to work, but still with pain and stiffness and wearing a cervical collar, which made doing my job very difficult.

As I informed you by letter of January 17, 20xx, I was injured in an automobile accident with your insured Matthew White on January 13, 20xx in Highgate, Connecticut. The fact that medication was prescribed shows that the treating doctor took the injury seriously. I continued to have quite a bit of soreness and stiffness for another two weeks, interfering with my sleep and making it impossible to do any recreation or to drive unless absolutely necessary.

For more examples, see our sample personal injury demand letters.

Mentioning continued pain shows that even though Olly went back to work, his injury was not yet healed. Mentioning continuing problems may nudge the insurance adjuster to settle the claim quickly rather than risk that Olly will have to return for more medical treatment that would increase his medical specials.

Not only was my normal daily life disrupted, but I was forced to miss the 50th birthday party of a very dear friend whom I rarely get to see.If your injuries are more serious, see this sample demand letter for more serious injuries. For more examples, see our sample personal injury demand letters.

To get a better understanding of the damages you should be compensated for, see Damages in a Personal Injury Claim.

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How to write an insurance claim demand letter
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